Millions of people are suffering from overwhelming debt, but unlike big companies you aren't going to get a government bailout. Job loss, sickness and injury, and divorce are the most common causes of financial distress. You are not alone! It takes years to build your credit, but only weeks or months to destroy it. You can get help and relief, quickly. That option is bankruptcy.

At the Kalamazoo area firm of Jason Allen Law, we are dedicated to helping those who have been affected. We help our clients file Chapter 7 and Chapter 13 bankruptcies.

What Is Chapter 7 Bankruptcy? Chapter 7 is the discharge or wiping out of all unsecured debt. In most cases, you are able to keep everything that you own. Unsecured debts such as medical bills, repossessions, broken leases and credit cards are discharged. Filing your case will stop:

Wage garnishments Creditor harassment Paying your bills In determining your eligibility to file for bankruptcy we look at your income, expenses and assets. . If you are financially able to pay off some of your debt, or you are looking to save a house or car, you may have to file for Chapter 13. Let Jason Allen Law guide you through the process.

There is lots of misinformation out there about bankruptcy. Many people incorrectly believe that in a bankruptcy, they will lose all their belongings and assets. This is completely false. Most of our clients lose nothing in a Chapter 7 — they typically keep everything. On average, within 3 months, your credit score will improve, your credit will begin rebuilding and you may be able to apply for a car loan or credit card immediately. You may even be able to apply for a home loan just a two years after you file bankruptcy.