Considering Filing for Bankruptcy

If you are considering filing for bankruptcy, attorney representation is necessary. Contact Our Law Firm to get answers to any questions you may have during this complex process.

We have ten years of experience in the legal field, and we make sure that our staff is always up-to-date on the latest rules when it comes to bankruptcy. That's why we encourage you to schedule a time to meet with us. Our schedule is flexible, with evening and weekend appointments available.bankruptcy law - chapter 7 filings

When you arrive at your free initial consultation, we can counsel you on whether Chapter 7 or 13 would be best for your situation. We can also give you an idea of what the trustee will likely allow you to keep, and which debts can be included in your filing. We want to make sure that you feel prepared for this process. So, you can rest assured that we will keep you updated on your case.

Our staff is not only up-to-date on legal knowledge, but also we are:

Friendly Client focused Experienced

We realize that this is a major life event that you will need to think carefully about. That's why we are here to offer both support and legal guidance every step of the way. If you are ready to hire a skilled, bankruptcy attorney, contact Our Law Firm at your earliest convenience.

The prospect of declaring bankruptcy is a daunting one, and something you shouldn't have to face alone. Whether you're looking at Chapter 7 or Chapter 13 bankruptcy, the attorneys at Our Law Firm can help you during this stressful time in your life.

At Our Law Firm, we know that while every bankruptcy proceeding is unique, most people feel intimidated when filing. The paperwork involved in bankruptcy cases can be quite confusing, and, more often than not, your creditors will have teams of lawyers behind them.

Learn more about the different bankruptcy options below:

Chapter 7

In this challenging economic climate, some consumers are finding it hard to keep up with their mortgages, credit card bills, and day-to-day living expenses. This is why many people have made the difficult choice of filing for Chapter 7 bankruptcy. If you've been struggling to regain control of your finances and are considering bankruptcy, you may find it beneficial to work with a Chapter 7 lawyer at Our Law Firm. Our attorneys can help you navigate through the bankruptcy process. We can:

File your petition with the U.S. Bankruptcy Court Advise you of steps you will need to complete during your bankruptcy Communicate with your creditors so that you don't have to Help you get your finances back on track Often, clients who choose to work with our firm are seeking legal assistance for the very first time in their lives. While this can be intimidating, we want to assure you that we will offer you support and upfront information throughout each phase of the Chapter 7 process.

At Our Law Firm, we believe that you can confront your debt head-on with Chapter 7. We know that the choice to file for bankruptcy can be devastating, and we understand the challenges you are facing.

Call us today to learn how our tailored solutions can make your fresh start possible.chapter 13 filings - bankruptcy law

Chapter 13

When you're deeply in debt climbing your way out seems impossible. You want to pay back what you owe, but mounting financial pressures and the cost of ordinary living make paying off debts seem a far away dream.

In these cases Filing for Chapter 13 bankruptcy can be the extra boost you need to start paying back debts and restore your good credit.

Our Law Firm takes pride in helping individuals file for Chapter 13 bankruptcy and establish viable repayment plans for debts. As a qualified bankruptcy attorney and Chapter 13 attorney, Our Law Firm has helped numerous debtors recover from their debt and return to living financially healthy lives.

We'll help you with all the particulars and paperwork involved in establishing Chapter 13, including:

Analyzing your debt Determine eligibility and gauge your income Establish your property end exemptions Complete and file all forms

Represent you at hearings and help negotiate a payment plan with creditors Beyond guiding you through the Chapter 13 process, Our Law Firm will instruct you as to the best course of action. Chapter 13 isn't for everyone, and there are numerous factors to consider. No matter your situation, you can always trust Our Law Firm to provide honest legal counsel that helps with your debt.

Start Paying Back Your Debt With the Help of Our Law Firm!

To schedule a free consultation, please call Our Law Firm today.

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Wipe Away Credit Card Debt With Help From an Michigan Bankruptcy Lawyer

Paying off your credit card seems like a never-ending cycle, because it is. With the insanely high interest rates you are charged, you often pay 5-10 times the amount your originally borrowed. By paying your monthly minimum payments only, it may take up to 20 years to pay off your debt. If you are treading water in staggering credit card bills, bankruptcy may be your best option. A lawyer at our firm can help determine if this is right for you.

We are the attorneys at the Portage, Michigan area law firm of Jason Allen Law, and we help individuals file for Chapter 7 and Chapter 13 bankruptcies. Our firm is focused solely on bankruptcy law and we have handled thousands of bankruptcies eliminating tens of millions of dollars. We meet in person with our clients and take the time to listen to their needs and find solutions for their specific situation.

Bankruptcy or Debt Reduction Settlement? Debt settlements and loan consolidation programs do not offer the same benefits as filing for bankruptcy. They take forever, cost more, and hurt your credit worse than a bankruptcy.

In a Chapter 7 bankruptcy, unsecured debts can be completely wiped away. Some unsecured debts include credit card debts, medical debts, repossessions, broken leases and many other debts. Once you file for bankruptcy, you are able to:

  • Start on a fresh financial path
  • Rebuild and establish your credit
  • Contribute to the economy again
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Get Immediate Assistance — Kalamazoo Debt Relief and Bankruptcy Law Firm

Millions of people are suffering from overwhelming debt, but unlike big companies you aren't going to get a government bailout. Job loss, sickness and injury, and divorce are the most common causes of financial distress. You are not alone! It takes years to build your credit, but only weeks or months to destroy it. You can get help and relief, quickly. That option is bankruptcy.

At the Kalamazoo area firm of Jason Allen Law, we are dedicated to helping those who have been affected. We help our clients file Chapter 7 and Chapter 13 bankruptcies.

What Is Chapter 7 Bankruptcy? Chapter 7 is the discharge or wiping out of all unsecured debt. In most cases, you are able to keep everything that you own. Unsecured debts such as medical bills, repossessions, broken leases and credit cards are discharged. Filing your case will stop:

Wage garnishments Creditor harassment Paying your bills In determining your eligibility to file for bankruptcy we look at your income, expenses and assets. . If you are financially able to pay off some of your debt, or you are looking to save a house or car, you may have to file for Chapter 13. Let Jason Allen Law guide you through the process.

There is lots of misinformation out there about bankruptcy. Many people incorrectly believe that in a bankruptcy, they will lose all their belongings and assets. This is completely false. Most of our clients lose nothing in a Chapter 7 — they typically keep everything. On average, within 3 months, your credit score will improve, your credit will begin rebuilding and you may be able to apply for a car loan or credit card immediately. You may even be able to apply for a home loan just a two years after you file bankruptcy.

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